REFERRALS:  Our business relies on satisfied clients.  We appreciate your referrals.  You may Refer a Friend to us by sending them an email inviting them to visit our web site.  

Thank you for visiting our website!!

Disclosure and Disclaimer:  Please note- Providing false information may violate laws and regulations related to money laundering and anti-terrorism.  Financial institutions are required to report suspicious activity under the USA Patriot Act.  We may not reply if we detect false information.  We answer questions as time allows and may choose not to answer some questions.  We serve U.S. citizens.  An answer or exchange of information shall not establish an advisor/client relationship. A signed, written agreement is required to become a client.  If you require immediate assistance and do not receive a response within one business day, please contact  us about becoming a client or seek immediate assistance elsewhere from a qualified professional.  We do not provide legal or tax advice.  If you contact us for assistance or more information, we will add your name to our opt-in mailing list.  You can request to be removed (opt-out) at any time.  We respect your privacy and do not share your information with any other parties.  

Contact Authorization:  If your name and phone number are on a State or National "Do Not Call" list, by submitting a request, or by contacting us by phone, e-mail or in person, you opt-in and authorize us to contact you by phone, fax, mail or e-mail, until you request that your name be removed.