ADVISOR
INSURANCE SERVICES
Colorado Insurance Agent / Broker
Legal Info
Colorado Insurance Agent / Broker Legal Info
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Colorado Springs
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TERMS OF USE Jerry Lucas, dba Advisor Insurance Services, is a Colorado licensed agent for life, health and long term care insurance. Insurance and annuity products are only offered to Colorado residents. Colorado insurance license #RPI00075713. ACT Financial Services, LLC, (a Limited Liability Company) doing business as Advisor Financial Services (AFS), is a Colorado Registered Investment Adviser (RIA) firm. AFS and its representatives are in compliance with notice filing requirements imposed upon registered investment advisers by those states where AFS has clients. AFS may only transact business in those states where it is registered, or where it qualifies for an exemption or exclusion from registration requirements. AFS serves U.S. citizens. This AFS website and our newsletter is limited to the dissemination of general information pertaining to its investment advisory and other services. Accordingly, the publication of the AFS website on the Internet or our newsletter should not be construed by any visitor, reader, consumer and/or prospective client as a solicitation by AFS to effect, or attempt to effect transactions in securities, or the rendering of personalized investment, insurance, legal, accounting or tax advice, for free or for compensation, over the Internet. Information is not the same as advice. You agree to seek advice for your particular situation from an appropriate, competent, licensed professional. INFORMATION PRESENTED IS GENERAL INFORMATION THAT DOES NOT TAKE INTO ACCOUNT YOUR INDIVIDUAL CIRCUMSTANCES, FINANCIAL SITUATION, NEEDS, OR SUITABILITY, NOR DOES IT PRESENT A PERSONALIZED RECOMMENDATION TO YOU. INDIVIDUAL STOCKS, MUTUAL FUNDS OR OTHER SECURITIES, INVESTMENTS OR OTHER FINANCIAL PRODUCTS OR SERVICES OR STRATEGIES PRESENTED MAY NOT BE SUITABLE FOR YOU. PAST PERFORMANCE IS NO INDICATION OR GUARANTEE OF FUTURE RESULTS. Any subsequent, direct communication by AFS with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of AFS, please contact the state securities law administrators for those states in which AFS maintains a registration or notice filing. A copy of the AFS written disclosure statement (Form ADV brochure) discussing business operations, services, and fees is offered and available on this website and from AFS upon written request. As an independent, fee-based advisor, AFS investment adviser representatives are not, in their individual capacities, registered representatives of any broker-dealer firm and do not earn any commissions on transactions for the purchase or sale of securities. AFS representatives may receive commissions for the sale of insurance and annuities, other product sales, and referral fees. AFS does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, freedom from computer virus, or relevance of any information on this website or in our newsletter or for any information prepared or presented by any third party, whether linked to this AFS website or our newsletter or incorporated therein, and takes no responsibility therefore. All such information is provided "as is" and solely for informational and convenience purposes only, is subject to change without notice, and all users thereof should be guided accordingly. Links to other websites do not constitute an endorsement or recommendation of any information, products or services offered or mentioned there. Users shall thoroughly investigate and shall accept all risks of using information, recommendations, products and services on other websites. Beware of exaggerated claims. Users of any information on this website or our newsletter agree to contact AFS to discuss their personal financial situation before using any of the information therein and assume full risk and liability for any loss caused by misuse, misunderstanding, interpretation or other use of the information without a prior discussion and a written analysis of their personal financial situation by AFS. No advisor/client relationship shall exist due to any information posted or mentioned on this website, or our newsletter, or any communication with AFS, without a signed, written advisor/client agreement. Opinions and recommendations within this site or our newsletter do not necessarily reflect the views of any other parties, websites, vendors, insurance carriers or companies. Governing law for any disputes arising from this website or our newsletter shall be the laws of our domicile or the location of the web server, at the choice of AFS. If any part of this agreement shall be found to be unenforceable, that part shall be rescinded, modified or amended to meet the original intent, and shall not invalidate the remaining parts. We do not provide legal, tax or accounting advice. If you contact us for assistance or more information, we will add your name to our opt-in mailing list. You can request to be removed (opt-out) at any time. We respect your privacy and do not share your information with any other parties. We process inquiries and requests as time allows. We reserve the right to not answer inquiries or requests for information at our discretion. Prospective clients may contact Advisor Financial Services for a free, initial consultation.
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Use of this website constitutes your acceptance of our Terms of Use for all website visitors (Please read).Copyright
© 2007-2009 Advisor Insurance Services. All Rights Reserved.
AdvisorInsuranceServices.com is a trademark of Advisor Insurance Services. AdvisorFinancialServices.com
and Advisor Financial Services logo are trademarks of Advisor Financial Services
(LLC) Last
update 12/12/09 11:28 AM
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